PLEASE READ ALL OF THE FOLLOWING PROVISIONS CAREFULLY BEFORE YOU START USING OUR WEBSITE.

TERMS OF USE

These Terms of Use govern the use of the website operated by ZEYNEP IGDELIOGLU Danışmanlık Hizmetleri Ltd. Şti. (“Company”) at zeynepigdelioglu.com (“Site”).

By accessing or using the Site, you acknowledge that you have read these Terms of Use and agree to use the Site in accordance with applicable law and the conditions set out below.

1. Purpose of the Site

The Site has been created to provide general information about the ZEYNEP IGDELIOGLU brand, Private Strategic Advisory, The Patterned Investor™ methodology, strategic areas of application, publications and related institutional information, and to enable suitable individuals to submit contact or preliminary assessment requests.

The Site is not an e-commerce platform. No membership system is operated through the Site, no products or services are sold directly through the Site, and no online payments are processed through it.

Information made available on the Site does not, by itself, establish any advisory, agency, representation, investment, brokerage or other professional relationship.

2. Advisory Enquiries and Engagements

Submitting a contact or preliminary assessment request through the Site does not constitute acceptance of an engagement or establishment of a client relationship by the Company.

Any engagement begins only after, as applicable:

• the relevant need and scope have been assessed,

• suitability has been reviewed,

• any required identification, compliance and conflict-of-interest checks have been completed,

• scope, responsibilities and fees have been agreed in writing,

• the relevant agreement has been executed by the parties.

The Company is under no obligation to accept any enquiry or proposed engagement.

3. Nature of Information Provided on the Site

Texts, publications, methodology descriptions, perspectives and other content available on the Site are provided for general informational purposes only.

They do not constitute:

• investment advice,

• portfolio management services,

• legal advice,

• tax advice,

• a commitment to provide credit or financing,

• valuation advice,

• regulated financial advice.

Technical, regulated or professionally specialised matters are handled by appropriately authorised or licensed professionals in the relevant field.

Depending on the scope of an engagement, the Company’s role may include defining the need and decision framework, designing the decision architecture, selecting appropriate experts and institutions, and coordinating the relevant parties around a common strategic structure.

4. No Guarantee of Outcome or Access

Nothing on the Site constitutes a guarantee or commitment regarding:

• any specific financial result,

• investment return,

• availability of financing,

• credit approval,

• completion of a transaction,

• access to a specific professional or institution,

• any specific commercial outcome.

Each engagement is subject to the relevant individual circumstances, decision criteria, existing structure, applicable jurisdiction, suitability requirements and the independent assessment of the relevant professionals.

5. Selected Private Mandates

Any reference on the Site to Selected Private Mandates or selected private transactions does not mean that the Company offers a public transaction catalogue, provides continuous access to specific opportunities or accepts every request.

Such matters may be considered only following review of the specific need, suitability, applicable jurisdiction and potential conflicts of interest, and are subject to a separate scope and agreement.

Any regulated advice and technical execution are carried out by appropriately authorised or licensed professionals in the relevant field.

6. User Responsibilities

Any user submitting information or an enquiry through the Site is responsible for:

• ensuring that the information provided is accurate and current,

• having the necessary legal authority where information relating to third parties is provided,

• using the Site in accordance with applicable law.

Users must not interfere with the security, technical infrastructure or operation of the Site, including through unauthorised access, malicious software, unlawful data collection, reverse engineering or similar activities.

The Company reserves the right to take appropriate technical or legal measures to prevent unlawful use of the Site or use in breach of these Terms.

7. Intellectual Property Rights

Unless expressly stated otherwise, all intellectual and industrial property rights relating to the Site and its content belong to the Company or the relevant rights holder, including:

• the ZEYNEP IGDELIOGLU brand, logo and visual identity,

• The Patterned Investor™ methodology,

• Pattern Structure Wealth logo,

• texts,

• publications,

• reports,

• graphics,

• methodological structures,

• images,

• logos,

• designs,

• videos and other content.

No part of the Site may be reproduced, published, distributed, modified, commercially reused or incorporated into another work, product or service without the Company’s prior written consent.

Viewing Site content for personal and non-commercial purposes does not grant any ownership, licence or other proprietary right in that content.

8. Third Parties and External Links

The Site may from time to time contain links to third parties, institutions, publications or external websites.

Unless expressly stated otherwise, the presence of such links does not indicate a partnership, representation, recommendation or guarantee in relation to the relevant third party.

The Company is not responsible for the content, security, privacy practices or services of third-party websites.

9. Availability of the Site

The Company takes reasonable steps to maintain the security and proper operation of the Site.

However, the Company does not guarantee that the Site will be:

• uninterrupted,

• error-free,

• continuously available,

• compatible with every device or system.

The Site, or parts of it, may become temporarily unavailable due to maintenance, technical development, infrastructure issues, security requirements or circumstances outside the Company’s reasonable control.

10. Limitation of Liability

To the extent permitted by applicable law, the Company shall not be liable for consequences arising solely from the use of general information made available on the Site or from decisions taken in reliance on such information without a separate written advisory relationship with the Company.

Site content does not replace legal, tax, financial, investment or other technical advice that a user should obtain from their own appropriately qualified professional advisers.

Nothing in these Terms shall exclude or limit any liability that cannot lawfully be excluded or limited under applicable law.

11. Personal Data

Personal data submitted through the Site is processed in accordance with the Personal Data Protection Notice and applicable data protection legislation.

Users are encouraged to review the relevant Notice before submitting personal data through the Site.

12. Changes to These Terms

The Company may update these Terms of Use from time to time in response to changes in the Site, its services, applicable law or operational requirements.

The current version becomes effective when published on the Site.

The latest version and its last updated date will be made available through the Site.

13. Force Majeure

To the extent permitted by applicable law, the Company shall not be liable for any interruption or unavailability of the Site caused by events beyond its reasonable control, including natural disasters, war, epidemics, governmental actions, infrastructure or communication failures, cyber incidents or similar circumstances.

14. Governing Law

These Terms of Use are governed by the laws of the Republic of Türkiye.

Any dispute arising from the use of the Site shall be subject to the competent courts and enforcement offices determined in accordance with the mandatory jurisdiction rules of applicable law.